Transactions as an Outcome of Authority

Payments secured by authority, not intermediaries.

Payment systems fail because of custody, intermediaries, and permissioned trust. PTERI replaces this with deterministic cryptographic authority.

Before value moves, authority must be proven.

Wallet
Proof
Settlement

Payments Use Cases

Peer-to-peer settlement without intermediaries
Enterprise internal transfers with deterministic authorization
API-authorized payments triggered only after verification
Policy-controlled value movement across systems
Privacy-preserving transfers when confidentiality is required

Why Payments Keep Failing

Payment systems do not fail because of speed or throughput. They fail because of custody, intermediaries, and permissioned trust.

  • Funds are held by third parties
  • Accounts can be frozen or reversed
  • Settlement depends on intermediaries
  • Payments require permission rather than proof
  • Transaction data is routinely surveilled

Every intermediary becomes a point of control. Every custodial account becomes a point of failure.

Legacy Pipeline

Central Server
Intermediaries
Single Point of Failure

PTERI Pipeline

User Wallet (Keys)
Cryptographic Proof
Deterministic Settlement

Payments as an Outcome of Authority

In PTERI, payments are not a standalone product. They are an outcome of cryptographic authority.

Before value moves, authority must be proven.

  • Payments are authorized cryptographically, not inferred from accounts
  • Permission is not delegated to intermediaries
  • Settlement does not depend on centralized approval
  • The same authority model that secures identity and APIs also secures payments

How Payments Work in PTERI

Payments in PTERI follow a deterministic flow:

1

The authority holder signs a transaction locally using the wallet

2

The PTERI carrier layer verifies cryptographic authority

3

Policy and scope are enforced

4

Settlement occurs peer-to-peer

5

Kakr Labs never assumes custody

Transactions are signed in the wallet and enforced by the PTERI carrier layer. There are no intermediaries with the ability to override or reverse authority.

Your Wallet authorizes the value.

PTERI Wallet signs payments locally. Private keys never leave your device. You are the only authority that can move funds.

  • Keys stay on device
  • Signed locally
  • No custody
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Signed Locally

Confirmed

Keys on Device

Self-Custodial by Design

PTERI payments are fully self-custodial.

  • Funds are always controlled by the authority holder
  • Private keys never leave the user's device
  • Kakr Labs cannot freeze, reverse, or access funds
  • There is no centralized recovery mechanism

This model removes the need to trust payment processors, custodians, or clearing entities.

Privacy by Choice, Not Assumption

Privacy should be available when required - and absent when transparency is necessary.

PTERI supports optional confidential transactions using Litecoin's MimbleWimble Extension Blocks (MWEB).

Confidential value transfer when privacy is required

Transparent transactions for auditing and compliance

Policy-controlled privacy decisions

PTERI does not surveil transactions or monetize transaction data.

Built on Litecoin

PTERI uses Litecoin as its settlement infrastructure because it is:

Secured by Proof-of-Work
Based on Bitcoin-equivalent cryptography
Operational since 2011 with near-perfect uptime
Mature, stable, and globally distributed

Litecoin provides production-grade settlement without experimental risk.

Payments Are Optional

PTERI does not require payments to function.

Identity
Authentication
Authorization

Payments are available when needed - not imposed by the system.

Security Boundaries and Non-Claims

PTERI enforces payment authority cryptographically, not behaviorally.

PTERI does not claim to:

  • Protect compromised devices
  • Prevent user-approved malware
  • Address physical coercion

What PTERI guarantees is deterministic enforcement of payment authority wherever cryptographic proof can be verified.

Payments Are One Capability

Identity
AuthorityCore Layer
Payments

PTERI authority layer enabling identity, payments, privacy, and AI delegation.

Payments FAQs

About Kakr Labs

Kakr Labs builds cryptographic infrastructure that replaces guess-based security with deterministic authority.

The company focuses on identity, authentication, authorization, payments, and AI-safe delegation using a single, self-custodial authority model.

Take control of your value transfer.