Apply fresh proof where authority matters.

Start with one identity or action boundary. Select the workflow, signing model, success measure, and application responsibility before integration begins.

Solutions by use case

01 / PEOPLE

Human authentication

Add signed-challenge login or step-up verification for employees, administrators, contractors, and customers.

See phishing scenario ↗
02 / AI + AUTOMATION

AI-agent authority

Give agents distinct identities and scoped authority before they use high-impact APIs, data, or tools.

See agent scenario ↗
03 / ACTIONS

Sensitive operations

Require fresh approval before payments, privilege changes, production access, or other consequential actions.

See step-up scenario ↗
04 / TELECOM

eSIM transfer security

Add cryptographic approval to account recovery or eSIM transfer workflows where possession of a phone number is insufficient.

See eSIM scenario ↗
05 / SERVICES

Service authentication

Verify an application or service before allowing access to a protected API or workflow.

Review Pteri-Auth →
Evaluation model

One workflow. Measurable evidence.

Define

Actor, action, current control, expected result, owner, and timeline.

Integrate

Signing mode, challenge contract, verification, failure handling, and application policy.

Measure

Time to first verification, success and rejection behavior, operational impact, and production recommendation.

Your workflow

Choose the boundary to evaluate.

Bring one application, agent, service, transfer, or sensitive action. For a quick self-check, the PTERI Setup Challenge returns a score based on your answers—not an audit.

The cost of weak authority

Credential failure is not a login problem. It is a business-loss problem.

Phishing, spoofing, business email compromise, account takeover, and unauthorized actions compound when organizations rely on reusable secrets or phishable codes.

2024 reported U.S. internet-crime losses$16.6B+

The FBI received 859,532 complaints in 2024; reported losses rose 33% from 2023.

Business email compromise exposure$55B

FBI-reported global exposed losses from October 2013 through December 2023.

What CISA advisesPhishing-resistant MFA

CISA urges organizations to aim for phishing-resistant MFA and calls weak or misconfigured MFA a common security gap.

These are broad cybercrime and BEC figures—not losses attributed solely to weak MFA. Weak authentication is one control failure among many. Sources: FBI 2024 Internet Crime Report release ↗, FBI IC3 BEC alert I-091124-PSA (Sept. 11, 2024) ↗, and CISA MFA guidance ↗.

Cyber-insurance readiness

Make security controls easier to understand, verify, and renew.

The proposed PTERI Standard organizes identity and action evidence into a reviewable control record for insureds, brokers, assessors, and carriers.

  1. 01

    Baseline

    Inventory privileged identities, agents, devices, critical actions, and current MFA controls.

  2. 02

    Protect

    Introduce phishing-resistant authentication and scoped action authorization at the highest-loss boundaries.

  3. 03

    Evidence

    Produce versioned records for enrollment, policy, approval, revocation, and control operation.

  4. 04

    Review

    Share a concise control packet during underwriting, renewal, or incident review.

PTERI Standard is a KAKR framework, not an insurance product, coverage decision, third-party certification, or promise of lower premiums. Insurers and brokers retain their own underwriting requirements.